:root{--navy: #0A2463;--blue: #3E92CC;--orange: #FB8500;--orange-h: #E67700;--dark: #2C3E50;--gray: #666;--gray-l: #999;--bg: #F8F9FA;--bg-blue: #E8F4F8;--border: #DDD;--white: #FFF;--font: "Inter", system-ui, sans-serif;--shadow-card: 0 4px 15px rgba(0,0,0,.08);--shadow-hover: 0 8px 25px rgba(0,0,0,.12);--ease: cubic-bezier(.25,.46,.45,.94);--fast: .2s var(--ease);--base: .3s var(--ease)}*,*:before,*:after{margin:0;padding:0;box-sizing:border-box}html{scroll-behavior:smooth}body{font-family:var(--font);color:var(--dark);background:#fff;-webkit-font-smoothing:antialiased;line-height:1.6;display:flex;flex-direction:column;min-height:100dvh}main{flex:1}img,svg{display:block;max-width:100%}a{color:inherit;text-decoration:none}ul,ol{list-style:none}button{font-family:inherit;cursor:pointer}h1,h2,h3,h4{font-weight:700;line-height:1.2;color:var(--navy)}.wrap{max-width:1400px;margin:0 auto;padding:0 clamp(24px,4vw,64px)}.sec{padding:100px 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var(--fast);z-index:100}.dd:before{content:"";position:absolute;top:-14px;left:0;right:0;height:16px}.has-dd:hover .dd{opacity:1;visibility:visible;pointer-events:auto;transform:translate(-50%) translateY(0)}.has-dd:hover .chevron{transform:rotate(180deg)}.dd-inner{background:#fff;border-radius:12px;padding:10px;min-width:240px;box-shadow:var(--shadow-hover);border:1px solid rgba(0,0,0,.06);display:flex;flex-direction:column}.dd-link{display:block;padding:11px 16px;font-size:.92em;font-weight:500;color:var(--dark);border-radius:8px;transition:background var(--fast),color var(--fast)}.dd-link:hover{background:var(--bg-blue);color:var(--navy)}.dd-link--feat{color:var(--orange);font-weight:700}.dd-link--feat:hover{background:#fb850014;color:var(--orange-h)}.header-cta{display:inline-flex;align-items:center;gap:8px;padding:11px 28px;font-size:.92em;font-weight:600;color:#fff;background:linear-gradient(135deg,var(--orange),var(--orange-h));border-radius:6px;box-shadow:0 4px 15px 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a:hover{color:var(--orange);border-left-color:var(--orange)}.mob-cta{display:block;width:100%;margin-top:32px;padding:18px;text-align:center;font-size:1.1em;font-weight:600;color:#fff;background:linear-gradient(135deg,var(--orange),var(--orange-h));border-radius:8px;box-shadow:0 4px 15px #fb850066}.footer{background:var(--navy);color:#fffc}.footer-main{max-width:1400px;margin:0 auto;padding:72px clamp(20px,4vw,48px) 56px}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.3fr;gap:56px}.footer-logo{display:flex;flex-direction:column;line-height:1;gap:4px;margin-bottom:18px}.footer-logo-main{font-weight:800;font-size:1.4rem;letter-spacing:.1em;color:#fff}.footer-logo-sub{font-weight:500;font-size:.6rem;letter-spacing:.16em;text-transform:uppercase;color:var(--blue)}.footer-tagline{font-size:.9em;color:#ffffff8c;line-height:1.6;margin:0 0 28px}.f-stats{display:flex;flex-direction:column;gap:16px}.f-stats 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